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No Job Healthy Living
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Health Insurance
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 UPDATED March 17, 2010 The American Recovery and Reinvestment Act of 2009 (ARRA), as amended on December 19, 2009 by the Department of Defense Appropriations Act, 2010 (2010 DOD Act) and the Temporary Extension Act of 2010 (TEA) on March 2, 2010, provides for premium reductions for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. Eligible individuals pay only 35 percent of their COBRA premiums and the remaining 65 percent is reimbursed to the coverage provider through a tax credit.
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Read more: COBRA Premiums reduced [COBRA Premiums reduced]
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Health Insurance
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 December 21, 2009 Congress passed and the President has signed the Fiscal Year 2010 Defense Appropriations Act which also extends the eligibility period for the ARRA COBRA premium reduction for an additional two months (through Feb. 28, 2010) and the maximum period for receiving the subsidy for an additional six months (from nine to 15 months). Millions of unemployed Americans and their families will be better able to afford and keep their health benefit coverage because of this new law.
Phyllis C. Borzi, Assistant Secretary of the Employee Benefits Security Administration (EBSA) Administration (EBSA) today released the following statement regarding the Consolidated Omnibus Budget Reconciliation Act (COBRA) and the recent extension of the premium reduction under the COBRA subsidy:
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Read more: COBRA Reduced Premium Eligibility Extended [COBRA Reduced Premium Eligibility Extended]
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Health & Wellness Ideas
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 WINTER -- dark, cold, wet, slippery. Add in high heating bills, flu/colds, messy floors and well... you catch my (snow) drift. It's the last thing you need on top of being unemployed or underemployed.
Here are a few tips to help you cope through seasonal effectiveness disorder (SAD) during these harsh months:
- Breathe. Deep breathing is your lifeline to clear thinking and maintaining energy. And breathing in cool air can be invigorating.
- Light. There's not nearly enough of it in the winter and light can take the blues away. Check out your local hardware store for full spectrum lightbulbs. Take a break several times a day to go outside and soak up natural light. And, if you haven't moved your desk by the window yet, now is the time.
- Mood Food. Besides the usual good organic veggies and Omega-3s, check out NoJobSurvivor Mood Food recipes. Eating foods that elevate your mood are most important in winter.
- Exercise. Good all the time, but it's tough to get outdoor exercise when the weather is bad. Make a plan now. You don't need to spend a lot of money on the gym. You can do yoga, or free weights, or get exercise on a fitness ball at home
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- Stay connected. Use social media like FaceBook or NoJobSurvivor to be in touch with others, and to take advantage of local events and gatherings. Use email and make phone calls to stay in touch.
- Herbs. Check out your local health food store for herbs that can help keep you up. Some natural health advocates recommend St. John's Wort and Vitamin Bs.
- Acupuncture. Needles can be good for you! Ask for a recommendation from friends, or search for credential and reviews online.
- Professional Help. Don't just jump to any therapist, again, ask for a recommendation from friends, or search for credential and reviews online.
- Stay tuned to NoJobSurvivor! We provide tips and articles to help you stay healthy. Put in a search for STRESS on this site!
- Remember... winter, summer, spring, or fall: Don't Worry, Life Is Still Good!
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Health & Wellness Ideas
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Did you know that being pessimistic is bad for your health?
True, and it's not just a feel-good issue, it's linked to chemicals in the body, your immune system, and brain function. According to Integrative Medicine Expert, Dr. Weil, your attitude is can greatly effect your health and the four ways to stay happy and healthy in both mind and body are:
- Get enough sleep, exercise and good-for-you foods.
- Express your emotional reactions honestly so you can effectively deal with what's bothering you.
- Consult and confide in a good friend or relative.
- See the good things, like a glass half full.
For more on this go to: 4 Ways To Be Happy
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Health Insurance
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 WASHINGTON (Reuters) October 25, 2009 “ The United States' healthcare system wastes between $505 billion and $850 billion every year, according to a Thomson Reuters report released on Monday. Yes thats BILLION, a third of the US' annual healthcare spending.
"America's healthcare system is indeed hemorrhaging billions of dollars, and the opportunities to slow the fiscal bleeding are substantial," the report reads.
"The bad news is that an estimated $700 billion is wasted annually. That's one-third of the nation's healthcare bill," Robert Kelley, vice president of healthcare analytics at Thomson Reuters said in a statement.
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Read more: US Healthcare System Wastes $800billion a Year. [US Healthcare System Wastes $800billion a Year.]
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Health & Wellness Ideas
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 For the gainfully employed, or independently wealthy people, there is a type of stress they will never know. But it's the stress that NoJobSurvivors know all too well -- so well, that I bet many of you think we should go into the business ($) of dealing with stress!
Dr. Weil, the integrative medicine guru writes about how stress can impact our lives. Below is a short list from his site.
Here are some facts about how stress impacts our lives:
- Stress has been linked to all the leading causes of death, such as cardiovascular disease, cancer, accidents and suicide.
- Almost 90 percent of all visits to primary health care providers are due to stress-related problems.
- Nearly one-half of all adults suffer adverse effects from stress.
- It is estimated that 1 million Americans miss work due to stress-related complaints.
- Workplace violence has been attributed to stress. Homicide is the second leading cause of fatal occupational injury.
Did you know that NoJobSurvivor has many articles on dealing with stress?
Enter STRESS into the search field at the top right to get some advice on coping with joblessness.
Take care of yourself and remember, Life Is Still Good!
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Health Insurance
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 A majority of doctors are in favor of a public option as proposed by the Obama administration according to a recent survey published by the New England Journal of Medicine.
A majority, 62.9%, of Doctors surveyed supported including a "public option" to compete with privately run health insurance and and 9.6% supported public option only reform. A significant minority of 27.3% supported private health insurance options only.
Also a majority of surveyed doctors (58.3%), supported the expansion of medicare to include 55-65 year olds.
Click here for a larger graph of the NEJM survey results.
The other major constituents in the healthcare debate, patients, support the public option by an overwhelming majority as published in several surveys published in August.
So what is stalling a public option in healthcare reform? Maybe healthcare corporations and lobbyists and blue dogs. What do you think?
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