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What If Senator Kyl, (R-Az) Had to Live Soley On Unemployment Benefits?

Republican Senator Kyl says, "unemployment compensation is a disincentive for (laid-off workers) to seek new work." Hmm, wonder how long it would take him to start looking if he had to live off Arizona's maximum weekly UI pittance of $240. (Might not even cover his air conditioning bill.)

 

Senate passes jobless aid, business tax breaks

shumer The Senate voted Wednesday to extend key pieces of last year's economic stimulus measure, including help for the jobless and money to help financially strapped states pay for health care for the poor.

The 62-36 vote came over protests from conservatives who say the bill adds too much to the $12.5 trillion national debt. Six Republicans joined all but one Democrat, Ben Nelson of Nebraska, in voting for the bill.

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10 Business You can Start WIth Little Money Print E-mail
No Job Resources - No Job Advice and Help

Your are out of a job and have thought about starting your own business, chances are you won't have much money to start up with.


Small Business AdministrationSo here are 10 businesses with potential for growth in 2010 that require little startup capital. In many cases they can be run out of a home office. Most require minimal equipment beyond a computer, phone, printer, a few tools, and perhaps your car or truck.  You won't need advanced degrees or highly specialized training beyond what you may already have or can learn on the job.

  1. Consulting for your former employer or in your old industry - Just because your former employer downsized doesn't mean all the work you used to do disappeared miraculously. Stories are legion about employers rehiring as consultants the very people who used to work for them as employees. Don't underestimate the value of your skills on the open market. Use your industry contacts, online networking and freelance marketplaces like Elance to find opportunities.
  2. Web businesses - Publishing ad-supported content websites; affiliate marketing; SEO consulting; ecommerce sites; and eBay sales are just some examples of Web-based businesses that growing numbers of entrepreneurs thrive at.
  3. Virtual assistant - With so many people working virtually, and the volume of email and other correspondence growing, the need for virtual assistants will grow.
  4. Online social media consulting; online content production - To say that social media has exploded in the past year is an understatement.  But social media, and the content that goes along with it, is time-consuming for many businesses -- they will need help.
  5. Convenience services for consumers - As we come out of the recession and pocketbooks open up again, the little conveniences (think "dog walking" or "house cleaning" or "gourmet coffee") are affordable luxuries that consumers look for.
  6. Pet businesses -- Americans spend $10 billion a year on pet supplies and over $3 billion on pet services -- and those numbers are projected to grow in 2010.
  7. Kids products or services - Today you can find kids' online communities; spas just for kids; even entrepreneurial support programs for children and teenagers.
  8. Mobile apps development and mobile consulting - There are four times the number of cellphones in the world versus computer (4 Billion vs.. 1 Billion) and 20% of all U.S.. households are now "mobile-only".  Businesses are jumping on the mobile marketing bandwagon and will need help to navigate the road and reach their target customers.
  9. Specialty foods - Consumers are more health and wellness conscious today, driving demand for specialty foods (example: gluten-free baked goods). Do check into FDA and state inspection/licensing requirements for food businesses.  Business.gov's "Permit Me" tool is another good resource as is this article with tips on starting a home-based food production business.
  10. Landscaping and handyman services - Homeowners and businesses seem to always need help keeping up their premises. Handyman and landscaping businesses are relatively easy to start. Now (before the weather breaks) is the time to get started marketing through flyers and door to door visits.

 

As always when starting any business, do your due diligence. Research the business and your market to make sure there is demand. Write a business plan. There's nothing like putting a business plan down on paper to force you to think of issues you might have overlooked. Business.gov offers business planning guidelines here.

Also, if you are receiving unemployment benefits, first check with your local unemployment bureau. When you start earning money from your new business, it could make you ineligible to continue receiving unemployment assistance. Check into any state or local business licenses required, too, for a business.

 

The above list comes courtesy of business.gov the official website of the US government and a very useful resource for starting your own business. It covers licencing, taxes, business planning and a host of other necessary and useful information. Your tax dollars at work -  take advantage of it.

Assuming you've done your homework, the above list can trigger ideas for what could become the next stage of your career - your own business.

 


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